Join the Artus Bank Project

A Unique Investment Opportunity

FINMA Base Case Cash Flow and Evaluation

01

Business Plan

One significant part of the application is the business plan of the bank. The FINMA does not yet wish to see the bank’s profitability depend on any Crypto volumes. We thus have to present what we refer to as a “Plain Vanilla” case, which the auditor and FINMA will check for probability and consistency and will approve. Over the last 7 years, our legal partners has presented to PWC (auditor of previous applications) and the FINMA 3 business plans with very similar basis. Especially all the cost side of the bank is very solid, which is one of the critical quality markers of the application.

02

Break-Even

Furthermore, the FINMA, as per our inside experience, does not accept “hockey-stick” business plans. This is why, despite all the potential identified, we will present a business plan with break-even between years 2 and 3.

01

We have the pole position and competitive advantage:

A new generation core banking system has just become available, offering an immense competitive advantage. Given the difficulties current banks have in migrating to such a system, this competitive advantage is rock solid. This technology is the key to being able to play a leading role in an evolving trillion USD market. A quick market adoption can be expected, as the technology now exists and the demand has already been established—waiting only for the implementation and offer.

02

Very high probability to be very profitable—high probability to be extremely profitable:

Such a bank, once operational, will have an ROI that has been assessed by a top auditor to be worth 4–6 times the cost and equity invested in creating this bank, while still maintaining the preserved equity investment value. In addition, the assessment does not yet even take into account the new generation IT system and the associated business opportunities.

03

We can still tailor to specific needs:

In the set-up & implementation phase of this next-generation core banking system, it is easy to offer bespoke services and products to our shareholders and clients to address their specific needs for the development and growth of their businesses. In turn, via word of mouth, this flexibility will serve as a springboard to identifying businesses or partners with unsatisfied demands, thus fostering a climate of new business possibilities for all concerned.

The ABC's (Why Invest?)

Why do it? Because the current market disruption and new technology available offer a unique opportunity for technological leadership with maximum cost control, mitigated risk, and an immense upside.

04

The “bad” case is still very good, as we create solid value:

The “worst case” is a Swiss bank that has been created at the lowest possible cost in a short timeframe that has both no legacy issues and cutting-edge technology. The value created by all definitions must be greater than the investment made. We have an implementation partner, which we are very confident can carry the project to fruition at much lower cost than anyone else in the market, and we have already made all necessary preparations, including a tested budget and the securing of all critical suppliers. For 4 Possible Valuation Methods, Please See Financials Below.

05

Best possible offer:

We offer stakes at the “lowest possible cost with a slight plus," even taking into account our advanced, solid states of preparation and planning reached. Why we do this? Because your participation, contacts network, and global business vision will make this bank more valuable than what giving away participation under these terms “costs” us.

06

Best Offer

The “worst case” is a Swiss bank that has been created at the lowest possible cost in a short timeframe that has both no legacy issues and cutting-edge technology. The value created by all definitions must be greater than the investment made. We have an implementation partner, which we are very confident can carry the project to fruition at much lower cost than anyone else in the market, and we have already made all necessary preparations, including a tested budget and the securing of all critical suppliers. For 4 Possible Valuation Methods, Please See Financials Below.

What We Offer

Join this dynamic group and become one of 5 shareholders of this new bank. Bring your experience and competence, your contacts and network, and your vision. Together the synergy is magnificent.

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Why Switzerland:

The FINMA has adopted a “technologically-agnostic” position, allowing for the blockchain to be used and for crypto to be processed, assuming that all compliance requirements are fulfilled.
Swiss banks are universally accepted counterparties for all other banks.
Banking, blockchain, and crypto know-how is vastly available in Switzerland, and foreign, on-site experts, if required, are definitely willing to relocate to Switzerland.
The system provider is very eager to implement the new generation core banking system in Switzerland, both for the prestigious quality statement the implementation implies as well as for the media attention it will generate.

Some Facts & Figures

Project Cost:

CHF 20.5 million (from inception until the entry of the bank into commercial registry) to be spent on IT (main cost), rent, staff, consulting, outfitting, legal, project management, FINMA, Audit, etc. All resulting reductions of the budget will flow into the equity of the newly created bank.

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Equity

CHF 40 million. to be payable only after the licence has been granted but documented at filing of the application.

Participation:

Each patron / shareholder (for a 10% stake as example) will commit to pay-in:

I. CHF 5 million. at the start of the project.

The funds will be deposited in an escrow account and freed only according to the pre-agreed budget already available. The Artus Project team has committed to obtaining the banking licence and have all structures required for such a build-up in place with this sum.

II. CHF 10 million. as equity of the bank—to be credibly demonstrated at the start of the project and paid in only after the FINMA has granted the licence.

Projected Financials

FAQ's

We expect an ROI of 4-6x based on independent audits conducted by PWC, with break-even projected within 2-3 years. The valuation range for the project post-launch is between CHF 1 billion and CHF 20 billion, depending on market adoption and scalability.
We are fully backed by FINMA, Switzerland’s regulatory body, which ensures compliance with both current and future blockchain laws. Additionally, we have strategic partnerships with Lloyd’s & Partners to ensure we stay ahead of regulatory changes as we expand globally.
Our core banking system has been developed by one of the top three global leaders in banking technology, and it is not in use by any of the 10,000 banks globally. It has been stress-tested for eight years and is built specifically to handle blockchain-based services like crypto custody and tokenisation, offering unparalleled flexibility and scalability compared to outdated systems.
According to reports done by PWC, profitability is expected by Year 2 or 3, depending on market conditions and the speed of client onboarding. The Swiss market will be our focus in Year One, with planned expansion into Europe and international markets by Year Two.
Key partners include FINMA, which provides regulatory support, and our specialist Lawyers, who are instrumental in guiding the implementation and compliance of the project. We also have technological partnerships with leading developers of blockchain-based banking systems.
The total project budget is CHF 205 million, which includes IT infrastructure, legal fees, regulatory compliance, and operations. This budget is designed to ensure streamlined operations and quick scalability.
Investor funds are placed in an escrow account, ensuring that capital is only used when predetermined milestones are reached. Additionally, independent audits and assessments from PWC ensure that the project is financially sound.
We have already signed agreements with a global partner to expand across Europe by Year Two. Our core banking system is designed to serve private, corporate, commercial, and retail clients globally, making our model highly scalable.
While we currently do not have an immediate exit strategy, we are focused on long-term growth with plans to eventually take the bank public. Flexible financial instruments will also be introduced to allow for liquidity options as the bank matures.

Next Steps

After you have stated your interest and participated in a first mutual interview with The Artus Bank Project, you will be asked to sign a non-binding Confirmation of Interest. Once sufficient confirmations have been collected and compliance conducted, share subscription agreements will be issued and accepted on a first-come, first-served basis.

The Artus Bank Project’s task is also to improve the mutual fit and diversity of the Shareholders’s and avoid conflicts of interest. Therefore, we kindly ask that you do not share this link or share this information, but rather that you make your suggestions of your potentially acceptable participant(s) to The Artus Bank Project so we may contact these individuals on your behalf directly.

We are pleased to answer any questions posed by a serious and interested party.

Should participation in this project have piqued your interest, please do contact me. Gavin Nathan, gnathan1481@proton.me